$2,000 Direct Deposit for U.S. Citizens in August 2025:Rumors of a fourth federal stimulus check of $2,000 arriving in July or August 2025 are spreading on social media, but these claims have no support from official sources.
After reviewing updates from the IRS, Congress, and leading financial experts, here’s what you should know if you’re hoping for additional relief this summer.
What’s really Happening?
No approved federal stimulus
As of August 2025, the US government has not authorized or announced a fourth stimulus check of $2,000. Both the IRS and the US Treasury Department have issued statements clarifying that no such payment is scheduled. There is also no proposed bill in Congress that would distribute this amount to Americans in the coming months.
Rumor Origins
This speculation is tied to a viral post and a July 19 article by Rick Adams that falsely cited lawmakers considering new payments for singles earning less than $75,000 and couples earning less than $150,000 — as well as claiming additional payments for dependents.
However, these details are entirely speculative: No such plans have been confirmed in any legislative document, IRS update, or official correspondence.
Ongoing benefits are not “new” payments
The confusion is compounded by the difference between regular Social Security payments and recently introduced state inflation-relief programs. Monthly Social Security checks, including those with the latest cost-of-living adjustment, are regular and not tied to any one-time stimulus plan.
What financial relief is available in 2025?
Federal level
- End of federal stimulus: The last federal payment came from the American Rescue Plan Act of 2021 — a $1,400 check. Although the IRS is completing some undelivered 2021 Recovery Rebate Credits (payable by April 15, 2025), that deadline has expired; no new National Economic Impact Payments are planned.
- One-time $1,390 federal check: A new $1,390 stimulus payment is being sent to eligible low- and middle-income Americans, Social Security, SSDI, SSI and VA beneficiaries in mid-2025. This is a separate relief effort and is not the $2,000 payment.
State and local efforts
- Several states, such as New York, California and Alaska, are providing individual stimulus or rebate checks to address local cost-of-living challenges – these can range from $200 to $1,500 depending on local programs and eligibility.
Inflation, Social Security, and the Cost of Living
- Social Security COLA (2025): For 2025, the Social Security annual cost-of-living adjustment is set at 2.5%, the lowest since 2020. This means an increase of about $49 per month for the average retiree. While this is helpful, many beneficiaries feel the increase is not keeping pace with the rising costs of groceries, healthcare, and rent.
- Inflation trends: U.S. inflation fell to 2.1% by June 2025, the lowest in six years, easing some financial pressure but not fully offsetting higher prices for essential goods.
IMPORTANT: Beware of scams
Rumors often attract scammers. The IRS will never ask you for personal information via text, email or unsolicited form. If you receive a message claiming you must pay a “fee” or submit details for a $2,000 stimulus, it’s a scam. Always check official updates on irs.gov.
FAQs
Q: Are there $2,000 IRS checks coming in July/August 2025?
No, there is no approved federal $2,000 check right now. All viral claims are unverified.
Q: What about smaller government checks?
A one-time payment of $1,390 is being distributed this summer to select beneficiaries, but this is not a “fourth stimulus check.”
Q: Are there state-level checks or rebates available?
Yes! Some states continue their own inflation relief programs. Eligibility and amounts vary by location—check your state’s official website.
Q: Will Social Security Payments increase?
Yes. The 2025 COLA will increase benefits by 2.5%, but many argue that it doesn’t fully counter inflation.
